Tip Calculator
Last updated: 25 October 2026
Work out the tip, the total and each person's share in seconds — pick 10, 15 or 20 percent, set your own rate, and split the bill evenly.
$3.89
Tip per person
$25.49
Total per person
$15.55
Tip total
$101.95
Grand total
Each of the 4 people pays $25.49, including $3.89 tip.
Why this tool is private
Your bill, tip percentage and party size are crunched in this tab by your own browser — the split is arithmetic on numbers you typed, and none of it leaves your device. Nothing is uploaded, stored or tied to you. No sign-up, no uploads, nothing to install.
How to use the Tip Calculator
- Enter the bill amount — the total on the receipt (see the tipping on tax question below).
- Pick a tip percentage: tap 10%, 15% or 20%, or type your own rate in the custom box.
- Set the number of people sharing the bill. The tip per person, total per person, tip total and grand total update as you type.
- Tick the round-up option if you want each person's total rounded up to a whole amount — the extra goes to the tip.
About this Tip Calculator
Splitting a bill fairly causes a surprising amount of table-side arithmetic, and the tip makes it worse. This tip calculator per person does the whole job: enter the bill, choose a percentage, set the headcount, and read off each person's tip and total. It works as a split bill calculator for dinners, taxis and group orders, and as a gratuity calculator for checking what a percentage comes to. Results update as you type, and nothing about your bill leaves your browser.
How tipping works in different countries
Tipping is a local custom before it is a calculation, and the right percentage depends on where you are sitting. In the United States, 15 to 20 percent is standard for table service, 20 percent or more in major cities and for very good service, and 10 to 15 percent for buffets and counter service. The range is high for a structural reason: in most US states, tipped workers can legally be paid a lower base wage on the assumption that tips make up the difference.
In the United Kingdom, 10 to 12 percent is the usual voluntary amount when service is not already included — and checking matters, because many restaurants add a discretionary service charge, often 12.5 percent, to the bill. If that charge is there, no extra tip is expected, though you can still add a little for exceptional service. Across much of Europe the pattern is similar: service is frequently included in the price, and rounding up the bill or leaving small change is the norm rather than a percentage.
And then there are the no-tip cultures, where tipping can range from unnecessary to unwelcome. In Japan, good service is part of the job, and a tip can confuse or offend — the polite move is a thank-you, not cash. South Korea is similar: tipping is not expected in restaurants, taxis or hotels. In those places the correct tip is zero, and this calculator is still useful for splitting the bill itself.
Worked example: an $86.40 bill, four people, 18%
Take a dinner bill of $86.40 shared by four people, with an 18 percent tip. First the tip total: $86.40 × 0.18 = $15.552, which rounds to $15.55. The grand total is $86.40 + $15.55 = $101.95. Split four ways, each person owes $15.55 ÷ 4 = $3.89 of tip and $101.95 ÷ 4 = $25.49 in total. Type those numbers into the calculator and you will see the same four figures.
The order of operations keeps the split honest. The tip is rounded to cents before it is divided, so the per-person figures always add back to the shown totals within a cent. Dividing first and rounding last could show four people each paying $25.49 while the grand total read $101.96 — a phantom cent somebody has to cover.
- Tip total: $86.40 × 18% = $15.552 → $15.55
- Grand total: $86.40 + $15.55 = $101.95
- Tip per person: $15.55 ÷ 4 = $3.89
- Total per person: $101.95 ÷ 4 = $25.49
Common mistakes
The most expensive mistake is tipping on the tax. In the United States the custom is to tip on the pre-tax amount: the tax goes straight to the government, not to service you received. On a $100 meal with 8 percent tax, 20 percent on the $108 total gives $21.60 instead of $20.00 — a $1.60 over-tip on every meal. If your bill shows tax separately, tip on the subtotal.
The second mistake is double-tipping: adding a tip to a bill that already includes a service charge. Always scan the receipt for a service or gratuity line before adding anything — larger parties often have an automatic gratuity of 18 to 20 percent, and tipping on top means paying twice for the same service.
The third is rounding each person's share up separately. If four people each round $25.49 up to $26, the table collects $104 against a $101.95 bill — $2.05 of phantom money. Round once, not four times: round the grand total and split that, or use the round-up option, which raises each total to a whole amount and puts the extra into the tip.
How the split is calculated
Every amount is computed in whole cents. The tip total is the bill multiplied by the percentage, rounded to the nearest cent. Per-person figures are the totals divided by the headcount, rounded to cents for display. With round-up on, the per-person total rises to the next whole amount — $25.49 becomes $26.00 — and the per-person tip is the difference from the per-person share of the bill, $26.00 − $21.60 = $4.40. The un-rounded totals stay visible alongside, so you can see what the round-up added.
With one person, the split is just the tip calculation itself, and per-person figures equal the totals. With an empty bill, everything reads zero rather than erroring, so you can fill the fields in any order.
How it works
The calculator works in whole cents, so the amounts it shows are exact to the cent. It rounds the tip total to cents first, then divides by the number of people, which is why the per-person figures always add back to the shown totals within a cent. The round-up option raises the per-person total to the next whole amount and puts the extra into the tip, so a table that prefers round numbers never has to chase coins.
Privacy note: this tool runs locally in your browser. Your input is not uploaded, stored in analytics, or placed in the page URL.
Frequently asked questions
How much should I tip?
It depends on where you are. In the United States, 15 to 20 percent is standard for table service. In the United Kingdom, 10 to 12 percent is usual when service is not already included — check the bill first, because a discretionary service charge is often added. Across much of Europe, service is usually included and rounding up is enough. In Japan and South Korea, tipping is not expected at all. When in doubt, tip on the pre-tax amount and match what locals do.
How do I split a bill evenly?
Enter the bill, choose a tip percentage and set the number of people. The calculator shows each person's tip and total, so everyone pays the same share. If some people ordered much more than others, an even split is not fair — split the bill by what each person ordered instead, and use this tool per group.
Should I tip on the pre-tax amount?
In the United States, yes — that is the custom, because the tax goes to the government rather than to the service you received. Tipping on the after-tax total over-tips by the tax rate on every meal. In countries where tax is already included in menu prices, the question does not arise: tip on the bill as printed.
Is my bill data uploaded?
No. The calculation runs in your browser, in the page itself, and the bill amount, tip percentage and headcount are never sent to a server, stored or logged. Open your browser's network tab while you change a figure and you will see no upload request.
What does the round-up option do?
It raises each person's total to the next whole amount and puts the extra into the tip. For example, a $25.49 total per person becomes $26.00, and the per-person tip rises from $3.89 to $4.40. It is for tables that prefer round numbers — the un-rounded totals stay visible, so you can see what the round-up added.
What if the bill already includes a service charge?
Then no extra tip is expected: the service charge is the tip, collected by the restaurant. Check the receipt for a service, gratuity or service charge line — larger parties often have an automatic gratuity of 18 to 20 percent added. To reward exceptional service anyway, add a small amount on top knowingly, rather than a full percentage.
How is the per-person amount rounded?
The tip total is rounded to whole cents first, then divided by the headcount, with per-person figures rounded to cents for display. That order keeps the four figures consistent, so per-person amounts always add back to the shown totals within a cent.
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